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Services - The Process

Initial Consultation

We enjoy working with positive, motivated individuals whom strive to better their communities, families and the world. We help our clients participate in the actions necessary to reach their financial goals while finding their balance. As part of your initial consultation, we will discuss your needs, goals and expectations to determine if our philosophies align.

Financial Balance Assessment

Our engagement begins with a conversation. In the first meeting, we will gather essential information so that we may partner with you in prioritizing your needs and goals while appreciating what is important to you. From there, we develop recommendations specific to your needs and meet regularly to monitor our progress and pivot through life’s transitions. My priority is to prepare you for the certainty of uncertainty and do it within your own personal value framework. I help you align your decisions with your goals and your goals with your values, and I do that in a way that prepares you for the certainty of uncertainty. Through this preparation, active balance can be achieved.


Traditional financial services are those that most people expect to be provided by a financial planner: asset allocation, several types of analysis, reporting and the investments themselves. The other side of financial services is behavioral and emotional. Traditional principles assume that an investor will make rational decisions without bias. A big part of my value is helping my clients make rational decisions in the presence of competing and challenging emotions. Following is a wide range of the services we may employ in executing your plan:

  • Create realistic goals and objectives
  • Risk tolerance analysis and ongoing risk reviews
  • Net-worth analysis
  • Cash-flow analysis
  • Asset allocation
  • Insurance needs analysis and implementation- disability, life, long term care
  • Advice on assets not managed
  • Value reflection process
  • Alignment Model implementation

  • Investment recommendations and guidance
  • Due diligence and research
  • Screening of investments and money managers
  • Income distribution planning
  • College savings strategies
  • Tax planning
  • Retirement need analysis
  • Behavior Alignment Reviews
  • Assist clients in management of investment behavior
  • Portfolio performance review
  • Tax and cost basis reporting
  • Cash flow management
  • Estate planning
  • Legacy planning
  • Comprehensive financial planning
  • Back office support
  • Implement the wise money philosophy
  • Value reflection process