Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Managing the Risk of Outliving Your Money Steps to help you sustain and grow your retirement savings. Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits.